Services Offered

H.I.B. Planning & Benefits

While most financial service firms attempt to be all things to all people, H.I.B. Planning & Benefits focuses on the needs and specific financial problems and opportunities of those in retirement, planning for retirement, and preserving their financial situations.

THE MISSION OF H.I.B. PLANNING & BENEFITS is to assist clients in enjoying a financially independent retirement and to educate clients in new developments and matters related to their financial future.

Services include:

RETIREMENT ACCUMULATION AND INCOME PLANNING We strive to help you increase the value of your IRA, ROLLOVER and PENSION ACCOUNTS as well as help determine the most efficient way to schedule withdrawals.

GROUP RETIREMENT PLANS - Researching and developing retirement plans such as 401(k), SEP IRA, SIMPLE IRA and Profit Sharing Plans that fill the needs of the small company and its employees.

GROUP HEALTH BENEFITS - Searching and designing health plans to fit the needs of employees and employers. We can even search health plans by physicians needed by your group.

INSURANCE PLANNING - Explaining the different characteristics between available Life Insurance plans - design Disability Income coverage to protect your income in case of sickness or injury.

LONG TERM CARE INSURANCE to help protect your assets against the financial drain of Home Health Care or a Nursing Home stay.

INCOME ENHANCEMENT How to potentially increase your income with Immediate Annuities.

*MUTUAL FUNDS -- *STOCKS -- *BONDS -- ANNUITIES (*VARIABLE AND FIXED) -- LIFE INSURANCE (*VARIABLE AND FIXED) -- LONG TERM CARE -- *SMALL GROUP BENEFIT PLANS -- DISABILITY INCOME -- *CERTIFICATE OF DEPOSTIS

H.I.B. PLANNING & BENEFITS educates clients about their alternatives and, only then, assists in the implementation of the proper strategies. Please feel free to call 732-780-2406.

Dirk Alexander, RFC, AAMS
H.I.B. Planning & Benefits
118 Wall Street
Princeton, New Jersey 08540

Alternative Mail Address:
PO Box 6699
Freehold, New Jersey 07728

Phone: 732-780-2406
Fax: 732-385-9746
Email: dirk@hibplan.com

Dirk Alexander is a Registered Representative of and offers securities products & services through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of NJ, NY, PA, MA, CT, FL & MD. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Dirk Alexander is also separately registered as an investment adviser representative under New Century Financial Group, LLC a Registered Investment Advisor registered with the Securities and Exchange Commission. As such, advisory services are strictly intended for individuals residing in the states where we have notice filed: CA, CO, CT, FL, GA, HI, IL, LO, MA, NH, NJ, NY, NC, OH, PA, SC, TN, TX, VA, WA.

New Century Financial Group, LLC is not affiliated with Royal Alliance Associates.

IMPORTANT CONSUMER INFORMATION:

A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

For information concerning the licensing status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

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