Forefield Newsletter

H.I.B. Planning & Benefits
Dirk Alexander, RFC, AAMS
222 Schanck Road
Suite 201
Freehold NJ 07728
Phone: 732-780-2406
Fax: 732-761-0302
dalexander@NCFG.com
www.HIBPLAN.com

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Retirement Living

Brought to you by H.I.B. Planning & Benefits

April 2007

Dates to Remember:

April:
4/3: Passover
4/8: Easter
4/17: TAX DAY!

May:
5/13: Mother's Day
5/28: Memorial Day

Call our office for assistance on planning your retirement. 732-780-2406

Best Regards,

Dirk

	Making Sense of Stock Performance Benchmarks To gauge how well a stock portfolio is doing, you need to compare it to a benchmark. Being familiar with various stock indexes commonly used to benchmark performance can help prevent apples-to-oranges comparisons.
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	Money for Your Life: Determining Your Life Insurance Need Life is priceless. But if you're purchasing life insurance, a financial value needs to be assigned to it. How do you determine how much your life is worth in dollars to the family you'll leave behind?
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	When Will You Retire? Here are some issues you should consider before making the important financial decision of when to retire.
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	Ask the Experts: When should I receive my federal tax refund? If you file your federal income tax return electronically, refunds are generally issued within three weeks of the date that the IRS acknowledges your filing. If you file a paper return, you're looking at approximately a six-week wait.
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Ask the Experts: What if I find a mistake on my federal tax return after I file it?
Many mistakes are actually caught and corrected in the normal processing of your tax return. So if you made a simple math mistake, you probably don't have to do anything at all--the IRS will generally catch the error and notify you. It's a different story, however, if you realize after filing that you didn't report all of your income.

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*Securities offered through Royal Alliance Associates, Inc. Member NASD/ SIPC
*Advisory services offered through New Century Financial Group, LLC an SEC registered investment advisor

For information on how we can provide help for your personal insurance and financial needs call our office at 1-732-780-2406 or visit our website at www.HIBPLAN.com.

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